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Brokerage Products: Not FDIC Insured . No Bank Guarantee . May Lose Value

Charles Schwab & Co., Inc. Financial Consultants provide certain plan-related services to participants in retirement plans serviced by Schwab Retirement Plan Services pursuant to an inter-affiliate agreement. Financial Consultants are compensated based on the quality of service they provide and their marketing and sales of products and services to Schwab IRA account holders. Go to schwab.com for Financial Consultants' compensation information.

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The Charles Schwab Corporation (Charles Schwab) provides services to retirement and other benefit plans and participants as well as equity compensation plan services and other financial and retirement services to corporations and executives through its separate but affiliated companies and subsidiaries, Schwab Retirement Plan Services, Inc.; Schwab Retirement Plan Services Company; Charles Schwab Bank and Charles Schwab & Co., Inc. Brokerage products and services are offered by Charles Schwab & Co., Inc. (Member SIPC). Deposit and lending products and services are offered by Charles Schwab Bank, member FDIC and an Equal Housing Lender.
©2011 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. CS13379-01 (1111-7543) ELC59781 (11/10)